John Clapham, AFH Wealth Management

View John Clapham profile
AFH Wealth Management
Member of the Redditch BoB Club
AFH Wealth Management IFA / Wealth Management
Buntsford Drive
Bromsgrove
B60 4JE
I help you do 3 things: reduce your costs, minimise your risks & protect your assets. And it's all for one reason: the future security of you

Business Description

“Are you totally independent?”

Do you know what? Yes, I really am. I've no axe to grind, and I'm not representing any companies or pushing products.

“Do you come recommended?”

As an adviser with AFH Wealth Management,

Hello, I'm John Clapham.

There are lots of reasons why you could need me. There might have been a change in your circumstances, and you need to know where you stand.

Maybe something's been on your mind for ages. But you keep putting it off.

A lot of people have what I call a 'time capsule pension' - one they stopped paying into some time ago. You might have one, and be wondering what to do about it. Changes in legislation and product flexibility could have opened up more options for you

Perhaps you've got money in the bank, but are unhappy with the interest rates and thinking of investing it somewhere else.

Maybe you have investments that haven't been reviewed in a while.

Business owners often consult me about areas such as reducing tax liability via Company Pensions (including their new legal requirements under the Pension Act), getting the tax man to pay towards their life cover and key person insurance. Private individuals ask about life cover, mortgages, equity release and pensions, including annuities and income drawdown.

So yes, there are all sorts of areas in which I can provide advice.

I've been in the financial services industry for 21 years, and before that I spent 8 years in an accountancy environment. I've got a few qualifications too. So you could say I've done my homework.

Essentially, I help you do three things: reduce your costs, minimise your risks and protect your assets. And it's all for one reason: the future security of you and your family.

I offer a free initial consultation, at a time to suit you. Please give me a call. I'll be happy to arrange it.

My Recommendations

John reviewed all our financial details and made recommendations based upon our responses. This has proved to be very beneficial over the past couple of years.

from Mark Hallam

Accreditations & Qualifications

I need AFH to help my business with...

  • Business protection
  • Corporate pensions
  • Employee benefits
  • Exit strategy
  • Tax mitigation

 I'd like AFH to help me with...

  • Planning my retirement
  • Mortgage advice
  • Managing my investment portfolio
  • Protecting my family's future
  • Inheritance tax planning