Financial Advisor, Financial Planner, Stockbroker Ribble Valley, Clitheroe, Whalley, Lancashire, North West
At Raymond James we are able to offer the investment services and wealth management of a large multinational company, here in the heart of the Ribble Valley.
Locally owned, with local employees, all our clients have bespoke service with a trusted advisor. No one personal is the same or has the same challenges.
We believe in providing our clients bespoke, tailored, ongoing financial advice and in-house discretionary investment management to suit their goals.
Our process allows us to look at client’s goals and tailor the financial plan to them.
Once we understand the destination and plan to get there, we build a bespoke portfolio of stocks and shares that suits their circumstances.
Pensions & Investments
Using our in-house Analysts and Discretionary manager we build our clients bespoke portfolios of stocks and shares.
This can be done through a variety of wrappers:
Inheritance tax and estate planning
Estate Planning can be complex and a sensitive area.
In branch we have a specialist who works with client to understand their issues and help them understand their options.
As stockbrokers we have tools to help money out of an estate in 3 years whilst keeping investment control.
We also help people with large liabilities within investment bonds understand their options, and how they can pass on their wealth.
Charities often are left large gifts that leave the charities with large cash positions in their account. While this provides long term support for the charity it is important to make sure that the money isn’t being eaten away by inflation.
We help charities invest surplus cash for the future so the money can truly support the work they do for many years.
More than ever it is important to make sure your money is not just working hard for you but helping the world.
Many people hold ethical funds but not everyone has the same preferences when it comes to ethical investing.
As stockbrokers we can pick and choose what we invest in an account, allowing us to build personalised portfolios to your ethical preferences.
Common questions & problems.....
Am i paying too much for the service i receive ?
Do i know exactly where all my money is invested and in what companies?
When was the last time I had a financial check up ?
Am i saving enough for the future?
I'm paying too much tax !
How can I pass on wealth to loved ones ?
I just want to simplify my finances into one place