I needed to arrange a will for both myself and my ex-husband as well as Lasting Power of Attorney for both of us and adequate income protection and critical illness cover. Tim explained everything in a way that was easily understood and helped us through the whole process. He was easy to contact and responded quickly to questions and the whole process has been much easier than I anticipated due to his guidance. I would whole-heartedly recommend him for anyone needing to look at their business or personal protection needs.